Owning expensive, high-end jewelry can be a great investment. Protecting that investment, however, requires a few special considerations. Jewelry is meant to be worn, but expensive pieces often draw the eye of less than scrupulous characters who might want to divest you of that necklace or bracelet. Here are some tips on how to protect your high-end jewelry. Insurance – Any piece of expensive jewelry can be insured. Before assigning an insurance value to it, the piece will need to be professionally appraised. Once appraised, you can begin making insurance payments to protect it in case … [Read more...]
Asset Purchase Decision ? Include Cost Of Insurance In Your Planning
Image by xtopalopaquetl via Flickr Are you planning on purchasing an expensive asset? Buying an asset like home or expensive jewelry is not a small decision. You may be borrowing money or you may be purchasing the same out of your own hard earned cash. Whichever approach you take, you should be prepared for certain basic steps to secure your asset from all risks. Firstly, you should include the cost of insurance of the asset in the cost of the asset itself. This may be a complicated task because insurance premium is paid monthly while the price of the asset is paid once. However, you … [Read more...]
Jewelry Insurance for High-End Pieces
Image via Wikipedia Jewelry can be a wonderful thing to have—not only does it dress up an outfit, it’s also possessions that can be passed on to the next generation. However, jewelry can be expensive, so when you own high-end jewelry it’s important that you protect it from any mishaps that could happen. Jewelry insurance can offer you that protection, so you can rest easy that your high-end purchases can be kept safe. The benefits of jewelry insurance are numerous. Insurance programs can provide coverage for damage, loss, theft or disappearance for a single piece of … [Read more...]
Luxury Living: Condo, Loft or Mansion?
Image via Wikipedia Luxury living is not only rewarding, but it can also be a good investment. If you're looking to make the transition to luxury living in a condo, loft or mansion, there are a few things to consider to protect your investment. Anyone who successfully engages in high-end living will tell you that you have to be smart to make it work. Before you consider purchasing that property, use canada 411 to find the right real estate agent in your community. Luxury homes require an agent that is an expert in their purchase. Therefore the agent who sold you your suburban … [Read more...]
Sure the Ring is Pretty, but can you Choose a Good Diamond?
Do you know a good diamond when you see one? Before anyone purchases diamonds, whether loose or mounted, the buyer should know what to look for and when to say no. Make an informed decision on the jewels desired to be certain of high quality. Take a look at this list of common flaws: Blemishes: Any mark on the facet surface that interrupts the smooth surface. Scratches: Shallow lines that can be natural or from sloppy cutting. Not what a buyer finds at Robbins Brothers. Extra Facets: Not necessarily a bad thing as sometimes it’s done to remove a blemish, or to enhance … [Read more...]
Insuring Those High-End Purchases
Whether your high-end purchases include jewelry, fine art or expensive stereo equipment you have probably considered insuring these items. After spending thousands of dollars the last thing you want to see happen is to have all your items destroyed in a fire, flood or even stolen. An insurance policy will protect you from these types of dangers and reimburse you for the cost of the items. The problem is there are several different insurance policies out there and choosing the right one for your high-end purchases can be tough. Image via Wikipedia Here is a … [Read more...]